VET Student Loans

The Australian Nursing and Midwifery Education Centre (ANMEC) is an approved VET Student Loans provider from 1st January 2018.

The VET Student Loans program is an Australian Government loan program that helps eligible students enrolled in approved courses at ANMEC pay their tuition fees. If you are an eligible student, the Department of Education and Training may approve your VET Student Loan for an approved course. The department will pay your loan directly to ANMEC. You will be responsible for any gap amount in the tuition fees, which are not covered by the loan. You will owe a debt to the Australian Government for the loan, which will be managed by the Australian Taxation Office (ATO).

You may be eligible for the VET Student Loan program if you:

  • are an Australian citizen OR a Permanent Humanitarian Visa holder residing in Australia for the course duration OR a New Zealand citizen who holds a Special Category Visa (SCV) meeting the long-term residency requirements
  • study in an approved VET Student Loans course
  • have not exceeded your FEE-HELP balance. Please visit study assist for more information
  • meet course suitability requirements
  • must have a Tax File Number (TFN)

The Australian Nursing and Midwifery Education Centre (ANMEC) will undertake suitability checks for all applicants for all approved courses. If the student meets ANMECs suitability checks, you will also be required to:

  • provide a copy of your Senior Secondary Certificate of Education (SACE) that has been awarded by an Australian authority or agency; OR
  • provide a copy of a successful completion of an Australian Qualifications Framework Certificate IV or Higher Qualification (where the language of instruction is English); OR
  • displaying competence at Exit Level 3 in the Australian Core Skills Framework in both Reading and Numeracy through CSPA approved Language Literacy and Numeracy (LNN) testing tool

If you cannot meet any of these requirements, you will not be eligible to apply for VET Student Loans.

Please read the VET Student Loans Handbook for more information

If you have met the VET Student Loans requirements, ANMEC will advise the Department of Education and Training of your enrolment. The Department will provide you login details to access their system to apply the loan and complete eCAF loan form. You will need to provide the email confirmation and form to ANMEC at for processing.

Ensuring that you have submitted your eCAF documentation to ANMEC for processing prior to course commencement and/or first census date is the student’s responsibility. Failure to submit your eCAF will result in your loan not being activated and your tuition fees not being covered by VET Student Loans.

Eligible students will be entitled for loans up to a capped amount. Students will need to contribute the gap if the total course fee exceeds the loan cap for a course. Loan caps for specific courses are detailed on the specific course page.

Non State Government subsidised students will be charged a 20% loan fee. The loan fee is added to the student loan, but is not included within the student’s lifetime FEE-HELP limit.

Tuition Fees are provided on each course. Student will be provided with fee advice during the application process and will be provided with fee and census date information specific to their application into the relevant qualification.

More information about VET Student Loans approved courses can be found on the Department of Education Website HERE.

For more information about what approved courses ANMEC can offer under VET Student Loans please look at the specific courses as listed below.

A Summary of the courses is below:

Course CodeCourse NameTuition FeesVSL CapMore Information
HLT54115Diploma of Nursing$16,600$15,514Click here
HLT64115Advanced Diploma of Nursing$6,050-$7,850 $15,514Click here

You will be sent a Fee Notice 14 days before each census day, indicating your fees and census dates. Your debt is incurred the day after your census day and you will be issued with a Commonwealth Assistance Notice (CAN) within 28 days of the census date via email indicating the debt incurred. The CAN will include details of the units of study covered by VET Student Loan.

If you believe that the information in your CAN is incorrect, you must, within 14 days of the CAN issue, submit a CAN review request by emailing You should include evidence showing why you think your CAN is incorrect.

If upon review it is determined that the original CAN was incorrect, your CAN will be corrected and re-issued.

If you are an eligible student studying a Diploma or above qualification and withdraw before the first census date you will receive a refund of any tuition fees (except any non-refundable up-front payments) you have paid and will not incur a VET Student Loan debt.

If you are an eligible student studying a Diploma or above qualification and withdraw after the census date you will incur a debt for the census dates you have already passed, unless the debt is remitted under special circumstances. If special circumstances apply, you will need to apply for a refund/recredit. Please refer to our policies page for further information.

ANMEC’s Statement of Tuition Assurance can be found HERE. If you have any questions regarding Tuition Assurance please contact the ANMEC Team by emailing

For further information on VET Student Loans please visit the following page

The census date is the last date which students can withdraw from a Unit of Study without incurring a debt for that unit of study. A student’s Unit of Study census date is calculated as their nominated start date plus 20% of the course duration. For more information on Census Dates for ANMEC’s 2018 courses please see below.

VSL 2018
EN1801 – Diploma of Nursing (March 2018 intake) – Fee Schedule – Census Dates
EN1802 – Diploma of Nursing (May 2018 intake) – Fee Schedule – Census Dates
EN1803 – Diploma of Nursing (August 2018 intake) – TBA
EN1804 – Diploma of Nursing (October 2018 intake) – TBA
ADV2018 – Advanced Diploma of Nursing (Rolling Intake) – Fee Schedule – Census Dates

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